{"id":5015,"date":"2018-10-12T12:38:31","date_gmt":"2018-10-12T12:38:31","guid":{"rendered":""},"modified":"2019-06-17T12:08:28","modified_gmt":"2019-06-17T12:08:28","slug":"re-monolithic-building-co","status":"publish","type":"post","link":"https:\/\/www.lawteacher.net\/cases\/re-monolithic-building-co.php","title":{"rendered":"Re Monolithic Building Co. 1915"},"content":{"rendered":"<p><strong>Re Monolithic Building Co. [1915] 1 Ch. 643<\/strong><\/p>\n<p><em>Property law \u2013 Mortgage \u2013 Mortgagor rights<\/em><\/p>\n<h3 id=\"facts\">Facts<\/h3>\n<p>Monolithic Building Co. was an incorporated company who loaned money to the plaintiff by way of a mortgage. This was not registered under the <strong>Companies (Consolidation) Act, 1908 section 93<\/strong>. The company later charged the money by sub-mortgage to a third-party, with notice of the original mortgage, and it was claimed that the original mortgage was void for the fact it had not been registered under the Act. The mortgage was subsequently registered over a year later from it being initially being released to the plaintiff. The trial judge found in favour of the plaintiff and gave the plaintiff the rights to the property under the first mortgage. The decision was subsequently appealed by the defendant.<\/p>\n<h3 id=\"issue\">Issue<\/h3>\n<p>The trial court found in favour of the plaintiff on the basis that when the company took the money for the first mortgage, the plaintiff should have had a valid, first mortgage upon the property. The court also found that when the second mortgage was given to another individual, it was expressly subject to the plaintiff\u2019s rights. However, the issue for the court in this case, was to decide how the <strong>Companies (Consolidation) Act, 1908, section 93<\/strong> should be read in line with the circumstances.<\/p>\n<h3 id=\"decision\">Decision\/Outcome<\/h3>\n<p>The court found in favour of the defendant, allowed his appeal and rejected the decision of the earlier court, which found in favour of the plaintiff. The judges applied a strict definition to the relevant section of the Act, finding that the plaintiff had erred in not registering the mortgage, and therefore lost the rights attributed to this.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Monolithic Building Co. was an incorporated company who loaned money to the plaintiff by way of a mortgage.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[85],"class_list":["post-5015","post","type-post","status-publish","format-standard","hentry","category-cases","tag-uk-law"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Re Monolithic Building Co. 1915 | LawTeacher.net<\/title>\n<meta name=\"description\" content=\"Monolithic Building Co. was an incorporated company who 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